Est. 2021 · Los Angeles

Your path to home
begins with a conversation.

Thoughtful mortgage guidance for first-time buyers, growing families, and seasoned investors. Tailored loan strategy — never one-size-fits-all.

Licensed
CA · TX · FL
NMLS
2006708
Closings
7-day avg
A family celebrating receiving the keys to their new home.

What I do

Everything you need
to secure your dream home.

From the first conversation through closing day, every detail is considered — calm, clear, and quietly precise.

Personalized Solutions
01

Personalized Solutions

No two clients are the same. I take time to understand your goals and tailor a loan plan that meets you exactly where you are.

Effortless Application
02

Effortless Application

A guided, simplified process — so you can focus on the life you're building, not the paperwork.

Competitive Rates
03

Competitive Rates

Access to a wide network of lenders means I shop the rate that genuinely fits your budget, not just the headline number.

Expert Guidance
04

Expert Guidance

Years of industry experience translated into clear, confident decisions — at every step of the journey.

How it goes

A considered journey,
from hello to keys.

  1. I.

    A first conversation

    We sit down — by phone, video, or coffee — and talk through where you are and where you'd like to be.

  2. II.

    A tailored plan

    I review your income, goals, and timeline and shape a loan strategy made for your exact situation.

  3. III.

    Pre-approval, beautifully

    A confident pre-approval letter — typically within 48 hours — so you can shop with clarity.

  4. IV.

    Closing day

    Average 7-day close. I stay close from offer to keys, so the finish line is calm, not chaotic.

Meet your loan officer

“A mortgage isn't a transaction — it's the opening chapter of a much longer story. My job is to make sure yours begins with clarity.”

Sheila Shayan

Founder · Mortgage Loan Officer · NMLS 2006708

Read Sheila's story

Kind words

Your partner in home financing.

Sheila was incredibly helpful during the pre-approval process. She made everything clear from the start, explained what documents I needed, and got me pre-approved quickly. Knowing my budget early on made searching for homes easier. Highly recommend.
JN

Jason N.

First-time Buyer

I worked with Sheila to purchase my first home. She explained the process and got our loan approved within 7 days. She communicated every step — the process was quick and easy.
KN

Kieu N.

Homeowner · CA

Sheila was amazing to work with! She kept me in the loop every step of the way and always made time for my questions, even on weekends. If you need a loan officer who truly cares, I highly recommend her.
DP

David Pham

Refinance Client

The Journal

Smarter homeownership,
unraveled.

All entries
How Much House Can I Really Afford?

How Much House Can I Really Afford?

It's the first question almost everyone asks me, and it's the right place to start. Before you fall for a listing, you want to know the number that lets you sleep at night. Here's how I help clients find theirs, in plain…

Read
What Is a USDA Loan?

What Is a USDA Loan?

When most people hear "USDA loan," they picture farms, and that's one of the biggest misconceptions out there. A USDA loan actually helps eligible buyers purchase a home in qualifying rural and suburban areas, often with…

Read
Top Mistakes First-Time Homebuyers Should Avoid

Top Mistakes First-Time Homebuyers Should Avoid

Buying your first home is exciting, but with so much happening at once it's easy to make a mistake that costs you time, money, or even the house you wanted. A handful of missteps come up again and again, and every one of…

Read

Welcome

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Keep an eye on your inbox — gentle, useful notes on rates, the market, and homeownership.

The Letter

Gentle notes on rates, the market, & homeownership.

A short letter — never crowded, never frequent — for people thinking about their first home, their next home, or a refinance.

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Begin

Ready to open the door?

Pre-approval is the first step toward making your home a place you can call your own. Let's start with a conversation.